Klarna
visit →Lets shoppers split purchases into installments and manages buy-now-pay-later transactions
Klarna provides buy-now-pay-later and installment financing at checkout, letting merchants offer pay-in-4, pay-in-30, and longer-term financing without carrying credit risk. The platform handles underwriting, fraud, and consumer collections, paying merchants upfront. It also runs a shopping app and comparison surface that drives referral traffic. Relevant for DTC brands, mid-market retailers, and enterprise merchants looking to raise AOV and conversion on considered purchases across apparel, electronics, home, and travel.
> what it does
- Offers pay-in-4, pay-in-30, and longer financing options at checkout
- Assumes consumer credit risk and pays merchants upfront in full
- Drives referral traffic through Klarna shopping app and marketplace
- Integrates with Shopify, Magento, BigCommerce, Salesforce Commerce Cloud, and WooCommerce
- Provides on-site messaging widgets to surface financing on product pages
> capabilities
- price-comparison
- product-research
- checkout-automation
- deal-hunting
- tracking-deliveries
- review-synthesis
> supported retailers
- amazon
- walmart
- target
- any-retailer
> regions
- global
- US
- UK
- EU
> how to use
- 1.
Open the Klarna app
Launch Klarna on iOS or Android and tap into the AI assistant powered by OpenAI.
- 2.
Describe what you're shopping for
Chat with the assistant in natural language to research products, compare prices, and get recommendations across major retailers.
- 3.
Review picks and deals
Klarna surfaces matching products from stores like Amazon, Walmart, and Target along with price drops and reviews.
- 4.
Check out with Klarna
Buy through Klarna's checkout using Pay in 4, Pay Later, or Pay Now, with everything tracked in one place.
- 5.
Track orders and manage payments
Use the app to follow deliveries, manage installments, and handle returns from past purchases.