Klarna
visit →Lets shoppers split purchases into installments and manages buy-now-pay-later transactions
Klarna provides buy-now-pay-later and installment financing at checkout, letting merchants offer pay-in-4, pay-in-30, and longer-term financing without carrying credit risk. The platform handles underwriting, fraud, and consumer collections, paying merchants upfront. It also runs a shopping app and comparison surface that drives referral traffic. Relevant for DTC brands, mid-market retailers, and enterprise merchants looking to raise AOV and conversion on considered purchases across apparel, electronics, home, and travel.
> what it does for ecommerce
- Offers pay-in-4, pay-in-30, and longer financing options at checkout
- Assumes consumer credit risk and pays merchants upfront in full
- Drives referral traffic through Klarna shopping app and marketplace
- Integrates with Shopify, Magento, BigCommerce, Salesforce Commerce Cloud, and WooCommerce
- Provides on-site messaging widgets to surface financing on product pages