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Zen7 Payment Agent

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Next-generation intelligent payment infrastructure

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Zen7 Payment Agent is an open-source reference implementation of the Decentralized Payment Agent pattern, letting engineering teams wire autonomous payment flows into AI agents and checkout systems. It handles machine-initiated transactions, retry logic, and settlement decisions through programmable rules rather than fixed gateway calls. Aimed at CTOs and platform engineers experimenting with agentic commerce, it functions as a building block for wallets, marketplaces, and AI shopping agents that need to transact without human approval at every step.

> what it does

  • Implements Decentralized Payment Agent spec for autonomous transaction handling
  • Routes machine-to-machine payments without traditional gateway middleware
  • Embeds AI decisioning into authorization, retry, and settlement logic
  • Open-source codebase deployable inside existing checkout or agent stacks
  • Targets engineering teams building agentic commerce and programmable wallets

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