MCP server
MnemoPay
TypeScript SDK and MCP server for AI agent payments, giving clients tools for memory, wallet balance, charges, settlements, refunds and agent reputation scoring.
Repository and documentation last checked Built from public product pages and documentation. SourcesClaim this listing
ecommerceguide summary
MnemoPay is a TypeScript SDK with a bundled MCP server that gives AI agents payment and memory tools: remember, forget, recall, charge, settle, refund, dispute, balance and history. It runs locally over stdio via npx @mnemopay/sdk, authenticates with rail API keys such as Stripe and Paystack, and covers Lightning, Coinbase x402 and Google AP2. Agent Reputation Scoring rates agents on a 300 to 850 range. Apache 2.0, maintained by MnemoPay.
Why it stands out
Ships an MCP server inside a payments SDK, so agent tool calls can be charged and settled per call.
What MnemoPay does
ecommerceguide editorial- Local stdio server installed with npx @mnemopay/sdk, npm package
- Read and write tools: charge, settle, refund, dispute, remember, forget
- Rails include Stripe, Paystack, Lightning, Coinbase x402, Google AP2
- Setup steps documented for Claude Code via claude mcp add
- Agent Reputation Scoring produces a 300 to 850 score
- Hash-chained MerkleAudit ledger and EU AI Act audit bundles
- Apache 2.0 licence, TypeScript, third-party maintainer Jeremiah Omiagbo
How ecommerce teams could use it
ecommerceguide editorialIllustrative scenarios written by ecommerceguide from the product's documented capabilities. They are not customer case studies.
Team building an MCP server for a commerce tool
Charging callers per tool invocation, including sub-cent amounts
Intended outcomeagent.charge and agent.settle meter each tool call, with Lightning available for sub-cent amounts
Developer running an autonomous purchasing agent from Claude Code
Needing the agent to hold context and move money through one interface
Intended outcomeThe stdio server exposes remember, recall, charge, settle, refund and dispute as MCP tools
Engineering team operating agents across several payment rails
Recording agent spend and behaviour for later review
Intended outcomeMerkleAudit writes a hash-chained ledger and Agent Reputation Scoring returns a 300 to 850 score
Who it suits
ecommerceguide editorialBest for
You build agent workflows in TypeScript or Claude Code and want payment tools across Stripe, Paystack, Lightning, x402 and AP2 under an Apache 2.0 licence.
Probably not for
You need a hosted remote endpoint with OAuth, since MnemoPay runs locally over stdio with rail API keys and documents setup only for Claude Code.
- Business size
- Any stageThe project is an open source npm package with no stated revenue, order or team requirements.
Technical details
From the vendor's own pagesFrom the server's repository, documentation and MCP directory listings.
- What an agent can do
- Payments, Agentic shopping
- Transport
- stdio (local)
- Authentication
- API keyRails constructed with process.env.STRIPE_SECRET_KEY / PAYSTACK_SECRET_KEY; Lightning uses LND URL and macaroon.
- Package
- @mnemopay/sdk (npm)
- Language
- TypeScript
- Licence
- Apache-2.0
- Repository last updated
- 19 Aug 2026
Connect MnemoPay
Third-party dataSetup documented for
claude mcp add mnemopay -s user -- npx -y @mnemopay/sdkCommand as listed on the repository README, not tested by ecommerceguide. Check the official documentation (opens in a new tab) for configuration and credentials before running it.
Works with
Ecommerce platforms and services
Stripe
Systems this server reads from or writes to.
Categories and use cases
Alternatives to MnemoPay
Listings that share this one's category, platforms or use cases. Ordered by how many relationships they share, not by quality or payment.
- SAStripe ACPE-commerce management for orders, products, inventory, and shipping via the VTEX API.
- STstripesdks and mcp server for integrating stripe payments into ai agents and llm workflows
- S(Stripe (agenticledger)mcp server proxying stripe api calls over streamable http with bearer token auth
- COcom.pulsemcp.mirror/atharvagupta2003-stripeIntegrates with Stripe's payment processing API to enable transaction processing, customer management, and subscription handling for financial applications.
- SHShopifymanage shopify products, orders, customers, and inventory via graphql in claude or cursor
Sources
ecommerceguide profiles are built from public product information and written for ecommerce teams. We do not test products, and paying never changes where a listing ranks.
- GitHub repositorygithub.com (opens in a new tab)
- Documentationmnemopay.com (opens in a new tab)
- npm packagenpmjs.com (opens in a new tab)
Also listed on mcpservers.org.
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